Our Group Medical Insurance provides 24-hour worldwide medical protection for company employees and even their family members. Employers can customize the medical benefits coverage that best suits the needs of their employees and business. 

Our travel insurance products cater for different travelling protection needs. Travelling is full of uncertainties – death, bodily injury, sicknesses, loss of baggage or other personal belongings, rescuer expenses and even third party liability, any of which can cause you financial loss and ruin your holidays. 

Our Personal Accident offers you comprehensive coverage, including accidental death & bodily injury, and medical expenses to protect you from the loss as a result of misfortune events.

Our Fire Insurance covers any loss, destruction or damage caused by fire, or lightning, or by explosion of boilers or gas used for domestic purposes. Coverage can be extended to the loss of or damage to your property arising from impact by aircraft, bush fire, earthquake, explosion, impact by vehicle, riot and strike, malicious damage, spontaneous combustion, sprinkler leakage, typhoon, windstorm and flood, bursting or overflowing of water tanks, apparatus or pipes and landslip and subsidence. 

Our Property All Risks Insurance indemnifies you against all risks of accidental physical loss of or damage to the property insured unless specifically excluded.

Our Business Interruption Insurance provides you protection against financial loss incurred in the event of business interruption or interference following accidental physical loss of or damage to your property caused by the perils insured under the property damage insurance policy. 

Our Burglary Insurance protects your business assets and stock against incidents of burglary or housebreaking.  Damage to your premises caused by burglars is also covered. 

Our Money Insurance provides you with comprehensive protection against loss of money including cash, cheques, bank drafts and other forms of financial documents.  Loss of or damage to safe or strong room as a result of theft or attempted theft of the money insured is also covered.

Whether you are the owner, tenant or occupier, our Home Insurance gives you a peace of mind by offering comprehensive protection for your household contents and indemnifying you against any sums that you become legally liable to pay for in respect of death and/or bodily injury of third parties or damage to their properties at your home or anywhere in the world.

Optional cover on building is also available.

Our Public Liability Insurance indemnifies you against your liability for third party property damage and personal injury (including death or illness) in the event of an accident due to your fault or negligence. The policy also covers all legal costs and expenses necessarily incurred.

Our Marine Cargo Insurance offers coverage against loss of or damage to your cargoes (machinery, raw materials, finished goods, etc.) whilst they are in transit by sea or by air from one place to other place in the world.  

Policy coverage / wordings for general cargoes are written on the internationally accepted London clauses namely Institute Cargo Clause (A), (B) and (C). 

Optional covers:

• War 
• Strikes, Riots and Civil Commotions

Our Contractor’s All Risks Insurance offers a comprehensive cover for all types of construction risks, contracts works, interior decoration etc.  The policy covers all sudden, accidental and unforeseen physical loss of or damage to contract works as well as death and/or bodily injury to third parties or damage to their properties arising out of the performance of the contract works for which you are legally liable. 

Our Plant and Machinery All Risks Insurance covers movable plant and machinery owned or leased by principals or contractors and used on site for various construction works, repairs and maintenance jobs or even regular site works.